HDFC Credit Cards for Airport Lounge Access

The Infinia credit card offered by HDFC Bank is a premium credit card that offers various lifestyle privileges. Infinia cardholders can enjoy unlimited airport lounge access globally 24x7 concierge services, complimentary golf games, and various reward benefits.

• Welcome Benefits: Get a complimentary Club Marriott membership for the first year and 12,500 Reward Points on fee realisation and card activation.
• Rewards Program: Earn 5 Reward Points for every Rs.150 spent on all retail spends. You can also get up to 10X Reward Points on spends via HDFC SmartBuy.
• Lounge Benefits: This credit card offers unlimited complimentary domestic airport lounge access in India and unlimited international lounge access at 1,000+ lounges outside India via Priority Pass, for both primary and add-on cardholders.
• Milestone Rewards: You get 12,500 Reward Points as a renewal benefit on fee realisation and card activation.
• Reward Redemption: Reward points can be redeemed for flight and hotel bookings via SmartBuy at a value of 1 reward point = Rs.1. Additionally, points can be converted to AirMiles at a 1:1 ratio with leading airline partners.
• Low Forex Markup: The card features a competitive foreign currency markup fee of 2% on all international transactions.
• Golf Benefits: Enjoy unlimited complimentary golf lessons and games at leading courses across India and select courses worldwide.
• Comprehensive Insurance: Provides a safety net with an Air Accident insurance cover of Rs.3 crore, Emergency overseas hospitalisation cover of Rs.50 lakh, You also get a credit liability cover of up to Rs.9 lakhs.
• Concierge Service: Access to 24x7 Global Personal Concierge services for assistance with travel, dining reservations, and lifestyle needs.
• Annual Fee Waiver: The annual fee of Rs.12,500 + GST is waived for the next year if you spend Rs.10 lakh or more in the preceding 12 months.

HDFC Regalia Gold Credit Card: Airport Lounge Access

The HDFC Bank Regalia Gold Credit Card offers extensive airport lounge privileges designed to elevate your travel experience. Cardholders enjoy 3 complimentary lounge visits within India per calendar quarter on spends of Rs.60,000 or more in the preceding calendar quarter.

Additionally, through the Priority Pass program, cardholders and their add-on members can enjoy up to 6 complimentary lounge visits outside India per calendar year. Cardholders can apply for Priority Pass for themselves and their add-on members through HDFC Bank's Priority Pass application form.

• Welcome & Milestone Memberships: Get complimentary Swiggy One and MMT Black Gold membership on completing spends worth Rs.1 lakh within the first 90 days of card issuance.

• Rewarding Everyday Spends: Earn 5 Reward Points for every Rs.200 spent on all retail spends (including insurance, utilities, and education). Enjoy 5X Reward Points on spends at lifestyle brands like Myntra, Nykaa, Reliance Digital, and Marks & Spencer. You can redeem these reward points upto maximum of 70% on the travel bookings, which includes flights, hotels and experiences.

• Airport Lounge Access: Receive 3 complimentary domestic lounge visits per calendar quarter on spends of Rs.60,000 or more in the preceding quarter and up to 6 international lounge visits per year via Priority Pass (available for both primary and add-on members).

• Quarterly Milestone Benefits: Earn voucher worth Rs.1,500 from Myntra or Nykaa upon reaching a spend milestone of Rs.1.5 lakh every calendar quarter.

• Annual Milestone Vouchers: Get a flight voucher worth Rs.5,000 on annual spends of Rs.5 lakh, and an additional Rs.5,000 voucher on reaching Rs.7.5 lakh in annual spends.

• Travel Privileges: Access the Regalia Gold SmartBuy portal to book flights and hotels and choose any two Boarding Edge benefits (spa, buffet, hotel room upgrade or airport transfer) every calendar quarter by uploading your boarding pass on SmartBuy.

• Reward Redemption: Redeem points against an exclusive Gold Catalogue (Apple, Bose, etc.) at a value of 1 RP = Rs.0.65, or for flights/hotels via SmartBuy at 1 RP = Rs.0.50.

• Dining Benefits: Get a discount up to 10% on restaurant bills via Swiggy Dineout at over 20,000 partner restaurants.

• Comprehensive Insurance Cover: Includes Air Accident Death cover of Rs.1 crore, Emergency Overseas Hospitalization cover of Rs.15 lakh, and Credit Liability cover of up to Rs.9 lakh.

• Annual Fee Waiver: The renewal fee of Rs.2,500 is waived for the next year if you spend Rs.4 lakh or more in the preceding 12 months.

Tata Neu Infinity HDFC Bank Credit Card: Lounge Access

The Tata Neu Infinity HDFC Bank Credit Card offers exceptional lounge access benefits, ensuring a luxurious travel experience. Cardholders enjoy both domestic and international lounge access, adding comfort and convenience to their journeys.

• Tata Ecosystem Rewards: Earn 5% back as NeuCoins on non-EMI retail spends at Tata Neu and partner brands, including BigBasket, Croma, Tata 1mg, Air India Express, Taj Hotels, Westside, Titan, and more.

• Additional NeuPass Benefit: Get an additional 5% back as NeuCoins on select categories when shopping via the Tata Neu App (with NeuPass membership).

• UPI Rewards (RuPay Variant): Earn up to 1.5% back as NeuCoins on UPI transactions. Do note that this also includes a 0.5% base reward and an additional 1% on transactions made specifically via the Tata Neu UPI ID.

• Other Spends: Earn 1.5% back as NeuCoins on all other retail spends (non-Tata brands) and merchant EMI transactions. Do note that these spends exclude wallet loading, rent payments, fuel, and other government spends.

• Lounge Access: Enjoy 8 complimentary domestic airport lounge visits per year (limited to 2 per quarter). Do note that lounge visits are subject to achieving spend-based milestone of Rs.50,000 in a calendar quarter, and are issued as lounge vouchers. You also get access to 4 complimentary international airport lounge visits per year (1 per quarter) via Priority Pass for Visa cardholders or the RuPay international lounge programme for RuPay cardholders.

• Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver on transactions between Rs.400 and Rs.5,000, with a maximum waiver of Rs.500 per statement cycle.

• Annual Fee Waiver: The annual renewal fee of Rs.1,499 + GST is waived for the following year if you spend Rs.3 lakh or more in the preceding 12 months.

HDFC Diners Club Black Metal Edition Credit Card: Airport Lounge Access

The HDFC Diners Club Black Metal Edition Credit Card offers exceptional airport lounge access, enhancing your travel experience with world-class amenities. Cardholders enjoy unlimited complimentary access to over 1,300 lounges globally, both domestic and international.

The card provides access through the Diners Club lounge programme, with international lounges listed on the Diners Travel Tool app, and both primary and add-on cardholders benefit from this privilege.

• Welcome Benefits: Receive complimentary annual memberships for Club Marriott, Amazon Prime, and Swiggy One upon spending Rs.1.5 lakh within the first 90 days of card issuance.

• Rewards Program: Earn 5 Reward Points for every Rs.150 spent on all retail spends. The card offers a base reward rate of 3.33%. You also get up to 10X Reward Points on spends via HDFC SmartBuy and 2X Reward Points (10 points per Rs.150) on weekend dining.

• Lounge Access: Enjoy unlimited complimentary access to over 1,300 airport lounges worldwide for both primary and add-on cardholders (both domestic and international).

• Milestone Rewards: Earn 10,000 bonus Reward Points every calendar quarter upon reaching a spend milestone of Rs.4 lakhs.

• Reward Redemption: Redeem points for flight and hotel bookings via SmartBuy at a value of 1 RP = Rs.1. You also get option to convert points to AirMiles with leading airlines and hotel partners at a 1:1 ratio.

• Golf Privileges: Get 6 complimentary golf games every quarter at premier golf courses globally.
• Concierge Service: Access 24x7 Global Personal Concierge services for travel, dining, and lifestyle assistance.

• Annual Fee Waiver: The renewal fee of Rs.10,000 + GST is waived for the next year if you spend Rs.8 lakh or more in the preceding 12 months.

Comprehensive Insurance Cover:

• Air Accident Death Cover: Rs.2 crore.

• Emergency Overseas Hospitalization: Rs.50 lakh.

• Credit Liability Cover: Up to Rs.9 lakh.

• Travel Insurance: Up to Rs.55,000 for baggage delays.

Diners Club Privilege Credit Card

The diners club privilege credit card offered by HDFC Bank is a lifestyle credit card that comes with various benefits like Marriott vouchers, luxury spa access, complimentary lounge access, accelerated reward points and much more.

• Welcome & Renewal Memberships: Get complimentary annual memberships of Swiggy One and Times Prime by spending Rs.75,000 within the first 90 days of card issuance.
• Rewarding Everyday Spends: Earn 4 Reward Points for every Rs.200 spent on retail transactions.
• Accelerated Rewards on Dining: Enjoy 5X Reward Points (20 points per Rs.200) on spends via Swiggy and Zomato, capped at 2,500 bonus points per calendar month.
• SmartBuy & Weekend Dining: Earn up to 10X Reward Points on travels and shopping through HDFC SmartBuy an extra 10% off on Dineout bills at participating restaurants.
• Airport Lounge Access: Get 2 domestic and 1 international airport lounge access vouchers per calendar quarter on eligible spends of Rs.60,000 or more in the previous calendar quarter.
• Quarterly Milestone Rewards: Earn a voucher worth Rs.1,500 from premium brands like Marriott, Decathlon, Barbeque Nation, or Lakme Salon upon achieving a spend of Rs.1.5 lakh in a calendar quarter.
• Entertainment Perks: Enjoy a "Buy 1 Get 1 Free" offer on movie/non-movie tickets via BookMyShow for weekend shows (Fri-Sun), with a discount of up to Rs.250 per ticket (max 2 free tickets per month).
• Insurance Benefits: Includes Air Accident Death cover of Rs.1 crore, Emergency Overseas Hospitalization cover of Rs.25 lakh, and Credit Liability cover of up to Rs.9 lakh.
• Annual Fee Waiver: The renewal fee of Rs.1,000 + GST is waived for the following year if you spend Rs.3 lakh or more in the preceding 12 months.

HDFC Credit Card Airport Lounge Access List

Complimentary domestic lounge access list for Millennia credit card:

Domestic Airport Lounge Access

International Airport Lounge Access

Complimentary domestic lounge access list for HDFC Diners Club Credit Card

Please note that the list of airports covered under the lounge access programmes is subject to change. Please refer to the official website for the most updated list of airport lounges.

How to Check if Your HDFC Credit Card Has Lounge Access

To check if your HDFC Credit Card has lounge access, you can:

• Visit the HDFC Bank Website: Log in to your account on the HDFC Bank website and check the details of your credit card under the ‘Credit Card’ section. Look for the benefits or features related to lounge access.
• Call Customer Care: Contact HDFC Bank's Credit Card customer care for confirmation. You can find the contact number on the back of your credit card or on the HDFC Bank website.
• Check Your Credit Card Terms: Review the terms and conditions of your credit card, which you can find in the welcome kit or online account. This section usually lists all the benefits, including lounge access.
• Refer to Your Credit Card Statement: Sometimes, your monthly credit card statement may include information about the benefits and privileges associated with your card, including lounge access.
• Track Milestone-Based Lounge Eligibility: On cards where lounge access depends on quarterly spends, such as the Regalia Gold and Tata Neu Infinity HDFC Bank Credit Cards, you can track your spends and lounge eligibility on SmartBuy or through the rewards portal in HDFC Bank NetBanking or the MobileBanking app. 

Exclusive Travel Benefits with HDFC Credit Cards

HDFC credit cards offer numerous benefits for travellers, especially those seeking exclusive airport lounge access. Key advantages include:

• Lounge Access: Enjoy complimentary access to domestic and international airport lounges, offering a luxurious travel experience with quiet spaces, Wi-Fi, refreshments, and amenities like showers and spas.
• Cost Savings for Frequent Travellers: Save on travel expenses with discounts on flight bookings, dining privileges, and lounge access, making your travel more affordable and enjoyable.
• Bonus Air Miles: Earn bonus air miles on flight bookings, allowing you to accumulate points faster and redeem them for future travel.
• Waivers on Flight Tickets: Benefit from waivers on additional charges like fuel surcharges or meal bookings, increasing your overall savings.
• Interest-Free Credit Period: Many HDFC credit cards offer an interest-free period, helping you manage your expenses more effectively.
• Insurance Benefits: Some cards provide added protection with travel insurance, covering accidents or damage to goods, offering peace of mind during your journeys.

What Does HDFC Lounge Access Offer?

• Relaxation Spaces: HDFC credit cards give access to lounges offering comfortable seating, a quiet atmosphere, and luxury services like spa treatments or showers during long layovers.
• Complimentary Refreshments: Lounges offer complimentary meals, snacks, and beverages, helping you avoid high food prices at airports.
• Workspaces: Lounges come with dedicated workstations, free Wi-Fi, and charging points, allowing travellers to work during their wait.
• Family-Friendly Areas: Certain lounges provide child-friendly amenities, making it easier to travel with children.
• Lounge Usage Rules: A nominal validation charge of Rs.2 may apply at entry to domestic lounges, stays are usually limited to two to three hours, and lounges may charge extra for alcoholic drinks and services such as spa, massage or nap rooms. 

How to Apply for HDFC Bank Priority Pass Membership for Lounge Access

Follow the steps given below to apply for the HDFC Bank Priority Pass membership:

• Step 1: Complete the Application Form: Enter your salutation, first name, middle name (if applicable), last name, HDFC Bank Credit Card number, registered email ID, and registered mobile number.
• Step 2: Declare Your Status: Confirm that you are the Primary Cardholder and are applying for the complimentary Priority Pass Membership for yourself and any existing add-on cardholders linked to your account.
• Step 3: Acknowledge Terms and Conditions: Confirm that you have read and understood the Terms and Conditions, including the charges of USD 27 + Taxes per visit, per person for guests and for visits beyond the complimentary limit.
• Step 4: Submit the Form: Depending on HDFC Bank’s procedure, you may need to:
• Step 5: Submit Online: If an online application process is available, submit the completed form through the HDFC Bank website or app.
• Step 6: Email the Form: If required, email the completed form to the designated email address for Priority Pass applications.
• Step 7: Visit a Branch: Alternatively, you may need to visit an HDFC Bank branch to submit the form in person.
• Step 8: Confirmation: After submission, HDFC Bank will process your application and confirm your Priority Pass membership, typically via email.

On some cards, such as the Tata Neu Infinity HDFC Bank Credit Card (Visa), Priority Pass is issued only on request through HDFC Bank PhoneBanking, and all guest visits using Priority Pass are charged per guest. Priority Pass visits at lounges within India also attract charges on your credit card.

Summary

HDFC credit cards for airport lounge access range from unlimited global access on the Infinia Metal Edition and Diners Club Black Metal Edition to spend-linked quarterly lounge visits on cards such as Regalia Gold, Tata Neu Infinity and Diners Club Privilege. Compare the lounge rules, spend milestones and annual fees of each HDFC card above to find the one that suits how often you fly. Apply online for the HDFC credit card that matches your travel needs and track your lounge eligibility every quarter. 

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