Latest Credit Card Offers in India - September 2025

Credit card holders in India can enjoy a variety of offers and deals across different categories such as shopping, dining, travel, entertainment, online purchases, health, and wellness. Banks also allow users to convert big purchases into easy monthly EMIs.

Updated On - 10 Sep 2025
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Depending on the offer, cardholders can get cashback, discounts, free tickets, buy-one-get-one deals, vouchers, gift cards, and reward points from banks and e-commerce partners. Read on to know more about some of the latest offers available from leading credit card issuers in India.

Credit Card Offers on Shopping

To delight shopaholics, credit card issuers are providing interesting deals and offers on both online and in-store shopping. Many retailers have partnered with credit card companies to provide exclusive discounts on various credit cards.

Credit Card

Key Shopping Benefit

Cashback/Discount

HDFC PIXEL Play

5% cashback on 2 lifestyle packs

Up to 500 per month

Amazon Pay ICICI

5% cashback for Prime users on every Rs.100 spent

Unlimited

HDFC PIXEL Play Credit Card

The PIXEL Play Credit Card is designed to offer a fully digital experience, and customisable benefits designed to suit your lifestyle. Here is a detailed look at the offers and benefits:

  1. Easy digital onboarding: You can easily apply for Pixel Play credit card from PayZapp and receive this credit card instantly.
  2. Customised credit card: HDFC bank gives the option to customise the Pixel Play credit card. You can choose the card design, how to earn cashback and also choose the billing cycle.
  3. Cashback: You get 5% cashback on choosing any two packs from the below listed categories:
    1. Dining & Entertainment: BookMyShow and Zomato
    2. Travel: MakeMyTrip and Uber
    3. Grocery: Blinkit and Reliance Smart Bazaar
    4. Electronics: Croma and Reliance Digital
    5. Fashion: Nykaa and Myntra
  4. You get 5% cashback on all purchases made through SmartBuy.
  5. Get 3% cashback on your chosen e-commerce partner – Amazon, Flipkart, or PayZapp.
  6. Get 1% unlimited cashback on all other spends
  7. Get 1% cashback on UPI transactions (only for PIXEL RuPay Credit Card holders)
  8. Get flat 10% savings on Swiggy Dineout when you pay with HDFC Bank PIXEL Credit Card.
  9. Easy EMI option: You can easily convert your credit card outstanding balance into EMIs using PayZapp application.
  10. Flexibility to choose repayment tenure: With Pixel Play credit card, you get the option to choose repayment tenure at low cost.
  11. Digital credit card: Pixel Play credit card is a completely digital credit card and does not require any documentation, email, or calling.
  12. Lost card liability: With Pixel Play credit card, you get zero lost card liability in case of reporting it within 24 hours of the unfortunate event.
  13. Interest-free credit period: Pixel Play credit card also gives its customers a credit free period of up to 50 days.
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Best Credit Card Offers on Dining

To make dining experience more enjoyable, credit card companies offer Dining credit cards with exclusive dining privileges like discounts, complimentary drinks, cash back and other such offers. 

Below you can find the best dining offers provided by top banks. You can click on the respective bank to know more offers in the category.

Credit Card

Dining Benefit

Monthly Cap

Swiggy HDFC Bank

10% cashback on Swiggy

Up to Rs.1500

IndusInd Eazy Diner

25% discount via PayEazy

Rs.5000

SBI Card PULSE

10 Reward Points per Rs. 100 on dining 

No cap

Swiggy HDFC Bank Credit Card

The Swiggy HDFC Bank Credit Card offers various benefits designed to provide savings and rewards for frequent users of Swiggy. Here is a breakdown of its main benefits and offers:

  1. Cashback on Swiggy: 10% Cashback on Swiggy app purchases (food ordering, Instamart, Dineout, and Genie).
  2. Cashback on online spends: 5% Cashback on online spends across eligible online merchant categories.
  3. Cashback on other categories: 1% Cashback on other categories (with exclusions and limits).
  4. Welcome Benefit: Complimentary Swiggy One Membership for 3 months upon card activation.
  5. Golf Benefits: Get access to golf courses worldwide with 12 free lessons per year, 4 complimentary rounds of green fees annually, and 50% discount on green fees after the free sessions.
  1. Other Benefits: The card also offers EMI facility, revolving credit, contactless payment, zero lost card liability, and interest-free credit period.

IndusInd EazyDiner Credit Card

The EazyDiner Credit Card by IndusInd Bank offers a range of benefits focused on dining, entertainment, and luxury experiences. This card is ideal for dining enthusiasts looking to enjoy discounts, luxury stays, and entertainment perks.

  1. Welcome Benefits:
    1. 12-month EazyDiner Prime Membership worth Rs.3550, with guaranteed 25% to 50% OFF at over 2000 premium restaurants and bars.
    2. Unlock 3X EazyPoints for additional benefits, like free luxury hotel stays and free meals.
    3. Get 2,000 welcome bonus EazyPoints with this credit card
    4. You also get Postcard Hotel stay voucher worth Rs.7,500 to enjoy a luxurious and private holiday at beautiful destinations in India and abroad
  2. Reward Points: Earn 10 Reward Points on every Rs.100 spent on dining, shopping, and entertainment.
  3. Reward Redemption: Instant redemption of Reward Points for discounts on restaurant bills.
  4. Membership Benefits: Get your 12-month EazyDiner Prime Membership renewed upon payment of the renewal fee.
  1. Fuel surcharge waiver: Offers fuel surcharge waiver of 1.00% across all fuel stations in India. 
  1. Dining offers: On paying dining bills via PayEazy, the card offers 25% discount up to Rs.1000. The discount is capped at Rs.2000 per month and to avail for additional discount of Rs.3000, you need to spend Rs.30,000 in previous calendar month on non-dining transaction. 
  1. Beverage benefits: Enjoy a complimentary premium alcoholic beverage at over 200 select restaurants when booking through the EazyDiner app. Use the "Free Drink" filter to find participating venues. Do note that the beverage details and serving size are at the restaurant's discretion.

Note:

  1. Total discount that can be availed on dinning is Rs.5000. 
  1. If the bill is paid using another payment mode, then an extra 25% discount will not be applicable. 
  1. For consecutive transactions made at the same restaurant within the gap of 120 minutes or less, then a 25% discount will not be applicable. 

Best Credit Card Offers on Travel

Exploring the globe without any boundaries has become a typical holiday plan for most of us. Well, why not make our holiday trips budget-friendly by choosing a travel credit card.

Yes, travel is one of the popular categories on which you can find interesting credit card offers. From instant discounts on domestic and international flight bookings to cashback on international dining experience, you can enjoy interesting deals throughout your journey.

Credit Card

Travel Benefit

Lounge Access

MakeMyTrip ICICI Bank

Up to 6% myCash on MMT

8 domestic + 1 international/year

6E Rewards XL - IndiGo HDFC Bank Credit Card

The 6E Rewards XL – IndiGo HDFC Bank Credit Card is made for frequent flyers and shoppers. It gives great rewards on IndiGo flight bookings and everyday spends across lifestyle categories, along with savings on convenience fees. Explore the latest offers below:

  1. 5 6E Rewards on IndiGo flight bookings per Rs.100.
  2. 3 6E Rewards on grocery, dining, and entertainment purchases per Rs.100.
  3. 2 6E Rewards on all other spends per Rs.100.
  4. Enjoy 8 complimentary domestic lounge visits per calendar year, with a maximum of 2 visits per quarter.
  5. Offers one complimentary flight ticket worth Rs.3000.
  6. The card offers one complimentary add-on card worth Rs.1,099, Priority check in, choice of seat, a complimentary meal.
  7. Your 6E Rewards XL-Indigo HDFC Bank Credit Card provides an interest-free period of up to 50 days from the date of purchase.
  8. Apart from the above-mentioned offers, the card also offers a foreign currency markup fee of 2.50%, zero lost card liability, revolving credit, Smart EMI, and contactless payment facility.
  9. This credit card also offers zero lost card liability. If you lose your 6E Rewards XL credit card and report it immediately to the 24x7 call centre, you will not be held responsible for any fraudulent transactions made on the card.

MakeMyTrip ICICI Bank Credit Card

The MakeMyTrip ICICI Bank Credit Card comes with travel and lifestyle benefits tailored for frequent travelers. Perfect for those who book often on MakeMyTrip, it offers great rewards, special membership privileges, and lower foreign exchange charges. Check out the key benefits below:

  1. Unlimited myCash Rewards: Earn unlimited myCash rewards on all your spends, and the rewards never expire.
  2. Up to 6% myCash: Get up to 6% myCash on MakeMyTrip bookings, in addition to any discounts already available on the platform.
  3. Joining/Annual Voucher: Receive a Rs.1,000 voucher valid for a year on payment of joining fee and voucher worth Rs.1000 valid for three months on payment of annual fee.
  4. Forex Markup Fee: Enjoy a low forex markup of just 0.99% on international transactions, making it more affordable to use abroad.
  5. MMTBLACK Gold Membership: Complimentary access to MMTBLACK Gold Membership, which offers extra benefits and exclusive discounts on travel bookings.
  6. Two Network Options: Flexibility to use the card on both Mastercard and RuPay networks.
  1. Offers eight and one complimentary domestic and international airport lounge access per year, respectively. 
  2. The card offers no-cost-EMI of three months on MakeMyTrip booking, round-the –clock assitance for RuPay variant and also offers dining discounts with Culinary Treat Programme. 
  1. The card also offers two monthly discounts on movie tickets purchased via BookMyShow and INOX.
  1. On spending Rs.3 lakh in an anniversary year, the annual fee will be waived off. 
  2. The card will offer 3 reward points on flight, bus and cab bookings, 6 points on hotel and 1 reward on other retail expenditure in the form of myCash. 
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Best Credit Card Offers on Entertainment

For movie lovers, the right credit card can bring big savings on entertainment. Enjoy weekend ticket deals and weekday complimentary offers, letting you watch a free movie every week. Explore the best movie ticket offers on some top credit cards in India.

Credit Card

Movie Benefit

Extra Perks

PVR INOX Kotak

1 free ticket per Rs. 10,000 spent in a monthly billing cycle

20% off on F&B

PVR INOX Kotak Credit Card

The PVR INOX Kotak Credit Card is a perfect companion for movie enthusiasts, offering a range of benefits to elevate your cinematic experience. This card ensures that every aspect of your movie outing is rewarding and cost-effective. Best offers include:

  1. Zero joining fees
  1. Unlimited Movie Tickets:
    1. Get 1 free PVR INOX movie ticket worth Rs.300 for every Rs.10,000 spent in a monthly billing cycle.
    2. Exclusions apply for spending on rent payments and wallet funding.
  2. Flat Discounts:
    1. 5% off on movie tickets booked via PVR INOX theatres, app, or website.
    2. 20% off on food and beverages purchased at PVR INOX theatres, app, or website.
  3. Complimentary Lounge Access:
    1. Enjoy access to premium PVR INOX in-cinema lounges for a luxurious experience.

RBL Bank Play Credit Card

The Play Credit Card by RBL Bank, designed for movie buffs, offers exciting benefits for entertainment lovers. This card ensures an enhanced movie experience with savings on tickets and snacks, making it an excellent choice for regular cinema-goers.

Here is what you get:

  1. Welcome Offer: On making a purchase on BookMyShow within 30 days of card issuance, the card offers a discount of up to Rs.1,000.
  2. To receive two and one complimentary movies, stream, play, event, sports, or activity tickets up to Rs.250 each, simply spend Rs.15,000 and Rs.10,000 within a billing month, respectively.
  3. The offer is valid for one month.
  4. The discount of Rs.1000 or four movie ticket can be availed in two transactions where each ticket should be Rs.500 each with maximum two tickets per transaction. 
  5. Annual Fee: It comes with an annual fee of Rs.100 plus Goods and Services Tax. 
  1. To get your next year's charge waived, spend Rs.1.5 lakh in a single year. 
  1. The card offers 5000 bonus reward points on spending more than Rs.2 lakh annually and 10,000 additional bonus reward points on spending more than Rs.3.5 lakh per year. 
  1. The card also offers 10, 20 and one reward points on every Rs.100 spent at BookMyShow, Pizza Hut, and KFC; on dining on Wednesday; and on all other purchases, respectively. 
  1. Fuel surcharge waiver of up to Rs.100 each month on transaction between Rs.500 and Rs.4000. 
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Best Credit Card Offers on Grocery Spends

Groceries are a regular part of our lives, and we spend a good share of our income on monthly kitchen refills. To help with savings, credit card issuers have tied up with major grocery suppliers like Big Basket and Amazon Pantry. Here are some of the top grocery offers from leading banks.

Credit Card

Grocery Benefits

Cashback

Amex SmartEarn™

5X points on Amazon

Up to 1250 points/month for spending Rs.7,500

Amazon Pay ICICI

5% cashback for Prime

Unlimited

American Express SmartEarn™ Credit Card

The American Express SmartEarn™ Credit Card is perfect for individuals who frequently shop online, dine out, or use services from popular platforms while enjoying cashback, rewards, and flexible payment options.

  1. Welcome Gift: On spending Rs.10,000 within the first 90 days of card membership,, Rs.500 cashback will be offered.
  2. No convenience will be charged on fuel purchase at HPCL for transaction of amount less than Rs.5000.
  3. Annual Fee: Rs.495 + taxes (waived on spends of Rs.40,000 or more in the previous year). The first-year annual fee will be Rs.495 plus applicable taxes.
  4. Spend money on Amazon, Flipkart, Uber, BookMyShow, Zomato, EaseMyTrip, and many more sites to earn Accelerated Membership Rewards points.
  5. Receive a waiver of the renewal cost for qualified purchases made in the preceding year of card membership of at least Rs.40,000.
  6. Reach the expenditure milestones of Rs.1.20 lakh, Rs.1.80 lakh, and Rs.2.40 lakh, respectively, during a Card membership year to get vouchers worth Rs.500.
  7. At the point of sale, convert purchases into EMIs with interest rates as low as 14% annually.
  1. For every Rs.50 spent on partners like Zomato, Ajio, Nykaa, BookMyShow, Uber, and more, you will earn 10X Membership Rewards points. 
  1. For every Rs.50 spent on Amazon, you will earn 5X Membership Rewards points. 
  1. For every Rs.50 spent (excluding spends on fuel, insurance, utilities, cash transactions, and EMI conversion at the point of sale), you will earn 1 Membership Rewards point. 
  1. By spending just Rs.7,500 with the SmartEarn Credit Card you can earn up to 1,250 Membership Rewards points per month. 
  1. You will receive 500 points on spending Rs.2,500 on a 10X partner (e.g., Zomato). 
  1. You will receive 500 points on spending Rs.2,500 on other 10X partners (e.g., BookMyShow, Flipkart, Uber). 
  1. You will receive 250 points on spending Rs.2,500 on 5X partner (Amazon). 

Amazon Pay ICICI Bank Credit Card

The Amazon Pay ICICI Bank Credit Card offer up to 5% cashback on Amazon purchases, including groceries, and additional benefits like fuel surcharge waivers. With no joining or annual fees, it’s a cost-effective choice for everyday savings. The benefits are as follows:

  1. 5% cashback on Amazon spends (including groceries) for Prime members.
  2. 3% cashback on Amazon spends (including groceries) for Non-Prime members.
  3. 2% cashback at Amazon Pay partner merchants.
  4. 1% cashback on all other purchases.
  5. You can earn unlimited reward points and they do not come with an expiry date.
  6. Fuel Savings: 1% fuel surcharge waiver across all petrol pumps in India.
  7. The card also offers dining discounts on the Culinary Treats Programme.
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Best Credit Card Offers on Health & Wellness

Health is an important part of life, and expenses on health and wellness take up a big share of our monthly budget. With the right credit card, you can save more and enjoy special deals on these spends. Here are some of the best health and wellness offers from top credit card providers in India.

Credit Card

Health Benefit

Reward Points

YES Bank Wellness Plus 

Free health check-ups & fitness sessions

30 RP per Rs.200 at chemists

SBI Card PULSE

Free smartwatch + FITPASS & Netmeds

10 RP per Rs.100 on health spends

YES Bank Wellness Plus Credit Card

The YES Bank Wellness Plus Credit Card offers a range of health and wellness benefits, making it an all-in-one solution for self-care. Best offers include:

  1. Complimentary Health Benefits: Annual preventive health check-up (31 parameters), annual eye and dental check-up.
  2. Unlimited Consultations: Access to doctors, specialists, and nutritionists through the app.
  3. Fitness Sessions: 12 complimentary sessions per month (gym, yoga, Zumba, etc.).
  4. Lounge Benefits: 2 complimentary visits per quarter to domestic lounges across 30+ lounges in India.
  5. Insurance Coverage: Credit shield cover for accidental death of the primary cardholder.
  6. Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions between Rs.400 to Rs.5,000.
  7. Reward Points: 30 points per Rs.200 spent at chemist and pharmaceutical stores, 6 reward points on spending Rs. 200 for other categories.
  8. Welcome Offer: Free Amazon voucher worth Rs.500 on spending Rs.1,000 within the first 30 days.

SBI Card PULSE

The SBI Card PULSE offers a wide range of health, rewards, and travel benefits. Key features include:

  1. Welcome Gift: Get a Noise ColorFit Pulse 4 Pro Smart Watch worth Rs.7,999 upon payment of the joining fee.
  2. Health Benefits:
    1. 1-year complimentary FITPASS PRO Membership (renewed annually).
    2. 1-year complimentary Netmeds First Membership (renewed annually).
  3. Reward Points:
    1. 10 Reward Points per Rs.100 spent on Chemist, Pharmacy, Sports, Dining, and Movies.
    2. 2 Reward Points per Rs.100 on all other expenses.
  1. Lounge benefits: 
  1. Offers eight complimentary domestic lounge access (which is two per quarter).
  1. For the first two years of membership, the card offers complimentary Priority Pass Membership worth USD 99.
  1. Milestone benefit:
  1. Get a voucher worth Rs.1,500 on annual retail spends of Rs.4 lakh, and enjoy annual fee reversal from the second year onwards by spending Rs.2 lakh or more on your card.
  1. On each transaction between Rs.500 to Rs.4000, the card offers a 1.00% fuel surcharge waiver.
  1. The card also offers Rs.50 lakh and Rs.1 lakh of complimentary air accident liability cover and complimentary credit card fraud liability cover, respectively.

Keep visiting the page for the most up-to-date credit card offers. For sure we will surprise you with the best deals!

FAQs on Latest Credit Card Offers

  • Can I club the offer with other offers on the website or banks?

    No, credit card offers cannot be clubbed with other offers available on websites or banks.

  • How to check credit card offers?

    The latest credit card offers can be checked on the specific bank's official website. Click on the option 'Credit card offers and discount' to check the offer's eligibility and validity.

  • What is a pre-approved credit card offer?

    Pre-approved credit card offer is an online credit card offer which is offered by the bank depending upon your CIBIL score. If the candidate's CIBIL score is good, then the candidate is eligible for the applicable online credit card offer. This does not mean a new credit card will be offered. Candidates only get an invitation to the apply link to avail the offer.

  • What are the ways to redeem credit card reward points?

    Reward points on credit cards can be redeemed by enchasing the reward points, by purchasing gift from the partner companies, and by purchasing gift form the credit card company itself.

  • How can I know which offers are available on my credit card?

    You can check the official website or app of your credit card issuer. Some credit cards also provide offer alerts on SMS or emails. You can subscribe for the alerts or contact customer service for the latest deals and ongoing promotions.

  • Are there spending limits or minimum spending conditions to avail myself of the offers?

    Yes, most credit card offers have minimum transaction values and caps on rewards or cashback. Always check the offer terms before making a purchase.

  • Are credit card offers valid on supplementary or add-on cards?

    Yes, in most cases, offers are valid on both primary and add-on cards, but they usually count towards the same account’s spending limit or reward cap.

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